The Employer Challenge
An attractive Employee Benefits package is essential in recruiting and retaining qualified employees. Benefit plans have become more complex and confusing, making it difficult to find the right combination of life, health, and disability insurance plans, retirement programs and additional benefits that will satisfy both your employees' needs and your company's bottom line. Rising healthcare costs and federal regulations are also stretching HR departments to their limit. HT&R has answered this challenge by developing solutions for these problems.
The HT&R Solution:
Hayward Tilton & Rolapp Insurance Associates, Inc. has been a solutions based, value-added insurance brokerage since 1923. We help our clients in a variety of insurance related matters and become their business partner. Through partnership, we provide the solutions that help you meet your objectives. Our insurance company relationships allow us to negotiate the best plans at the best prices.
You will always have a qualified HT&R benefits specialist working on your behalf. We identify and analyze your benefits objectives and design you plans to achieve your goals while preserving your financial resources. We will monitor you plans performance, become your claims advocate, and provide the client services you deserve. We have powerful communication tools to assist in administering your benefits program. Our web-based information resources will reduce the workload of your HR department and provide answers to Federal, State, and local compliance questions (HIPPA, COBRA, and more).
Our goal is to make sure you have the tools you need to protect your employees as well as your financial assets. Your best interests are our first priority.
Employee Benefits products offered by HT&R:
» Health- including, HMO, EPO, PPO, POS Plans.
» Retirement Savings Plans- including 401(K), IRA and pension plans
» Financial Security Plans- products and services to help employees acquire and manage wealth in a specific time period
» 125 Plan
» Group Dental
» Long Term Care
» Qualified Pension
» Group Term Life
» Group Vision
» Special Accident
» Long Term Disability
» 24-Hour Care
» Employee Assistance Products
» Plus All General Personal Insurance Products
» Web-based Human Resource Tools
HT&R will work harder to understand your company's personality and design program that works for everyone. |
