Homeowners Insurance Policy
» Rebuilds or repairs your home
» Replaces the value of the contents of your home up to a fixed dollar amount
» Protects your personal liability
Mortgage Protection Policy
» Pays off mortgage in the event of your death
» Reimbursement of premiums if you live past your mortgage pay-off
» Provides income if you become disabled of critically ill
» Pays your premium if you lose your job
Automobile Insurance
» Protects you in the event you are held responsible for an accident
» Pays medical payments for you and any passengers in your vehicle
» Pays for damage to your car if you are in an accident, the car is stolen, or damage is caused by vandalism
Personal Umbrella
» Adds additional layer of liability protection over your homeowners and personal auto policies
Life Insurance
» Provides for your loved ones after your death
» Pays off any debts you leave behind (including estate taxes)
» Provides continuity of your business, funds your child's college expenses, and supplements your retirement savings
Health, Disability, or Long Term Care
» Protects you from severe financial loss that can result from costly heath care expenses
» Replaces your income when you are unable to work due to illness or injury
» Helps provide for you when you can no longer take care of yourself and require assisted living services, either at home or in a nursing home |